Asset Allocation: Cash Equivalents
What asset allocation should you consider? As I have written already, one’s asset allocation should be unique to his or her comprehensive investor profile. You will need to come up with your own...
View ArticleAsset Allocation: Fixed Income
Fixed income is the second core asset class. Here we can start to look at percentage allocations when investing. Again, the investor profile will determine the appropriate amount to invest in fixed...
View ArticleAsset Allocation: Common Shares
The final core asset class is common shares. Yes, I know the final class is equities, but I consider preferred shares to be more fixed income in nature. We can also use percentage allocations for these...
View ArticleRisk-Averse Young Investors
Just watched an excellent little video. Excellent for two reasons. One, it agreed with some of my recent comments on asset allocations. Two, I have better hair than the Bank of America representative....
View ArticleMoney Making Mistakes
Some interesting examples of money making mistakes courtesy of CNNMoney. Superficially, they each provide decent advice for individuals. But they also provide deeper lessons for investors. And an...
View ArticleRecession Babies?
Younger investors should be willing to take on the most investment risk. This is due to the classic risk-return tradeoff from Investing 101. The greater the risk assumed, the higher the expected return...
View ArticleAre You Saving Too Much?
I read an article entitled, “Are You Saving Too Much for Retirement?” I think it is a good article to discuss. No, the article itself is not good. Far from it. Rather this type of article is good to...
View ArticleEasy Ways to Mess Up Retirement
Many readers are a long ways away from retirement. Messing up on retirement is not yet on one’s radar. But it should be. And the sooner you realize how people mess up retirement, the easier it is to...
View ArticleTarget Date Funds
I keep seeing target date mutual funds pop up in my daily readings. Presumably that means they are a popular item at the moment. I can understand why target date funds might be popular with investors....
View ArticleFinancial Tips for College Graduates
U.S. News offers 10 financial tips for young adults. Actually, financial advice for anyone starting out in the work world. Or even for those who have been working for awhile and now want to begin...
View Article
